Do you have a Humana dental insurance plan? Your policy has the potential to allow you to enjoy low-cost preventive care. It may also reduce the financial stress associated with oral health problems that require restorative treatment. But how can you make sure you are getting the greatest value from your insurance? Our team is here to help. As an in-network Humana dentist in Shorewood, we are ready to help you understand your benefits and use them in the most advantageous way possible.

Humana Coverage Availability & Fees

Humana offers a number of different dental plans, so you should take a bit of time to familiarize yourself with your unique policy. In the meantime, here is a basic overview of the coverage that you might enjoy:

• Most Humana plans cover 100% of the cost of preventive care, including cleanings, checkups, and routine X-rays.
• Basic care, including services like simple extractions and fillings, may be anywhere from 30% to 80% covered (depending on which plan you have).
• Major services, such as oral surgery, root canal therapy, and crowns, may be around 50% covered. (Not all Humana plans cover what they may refer to as“major” services.)

Additionally, keep in mind that your plan may have a waiting period before you can use your benefits for certain restorative services. You may also have an annual maximum that places a limit on how much Humana will pay for approved services within a calendar or benefit year.

As an in-network Humana dentist, Shorewood Family Dentistry is in an ideal position to help you navigate your benefits. Not only can you enjoy higher coverage rates because we are in-network. You can take advantage of top-quality care that will not break the bank!

We may even be able to suggest strategies to help you get more out of your annual maximum. For example, in some instances, we can schedule major services across calendar years so you can use two annual maximums rather than one.